Wholesale Credit Manager

Purpose

As Wholesale Credit Manager you will be placed within the Wholesale Credit Business Area of Alpha Bank and you will be responsible for managing the credit risk assessment and the credit approval process of requests submitted by both the Wholesale Banking business areas and the International Network, while ensuring compliance with Credit Policy rules and regulations, and for contributing to the decision-making process.

You should be self-motivated, with critical thinking and problem-solving skills, able to cultivate a high-performance, inspired team while fostering a culture of empowerment, accountability and inclusion, within a fast-paced environment.

What you will be doing

• Manage the process of assessing, evaluating and measuring credit risk in compliance with Alpha Bank Group’s risk management framework for each credit proposal submitted by Wholesale (Corporate) Banking and International Network.
• Manage the credit underwriting process to ensure the proper implementation of and compliance with the legislative and supervisory /regulatory framework.
• Formulate the independent Credit Opinion which constitutes an integral part of the credit package submitted to the authorized Credit Committee. 
• Participate in the approval process of credit proposals within the limits of your responsibility or recommend accordingly to the competent senior Credit Committees.
• Participate in the formulation of Group Credit Risk Appetite Framework, Credit Policies, as well as in the drafting of reports to Supervising Authorities, Board of Directors, and Bank’s Committees.
• Promote best practices aiming to enhance the credit quality of the Wholesale (Corporate) Banking portfolio and credit risk monitoring practices and contribute to the early identification of potential credit deterioration triggers.
• Design and introduce processes to facilitate proper credit monitoring.
• Drive the preparation of regular and ad-hoc reports, requested by internal and external stakeholders (including regulatory authorities), in cooperation with other business areas of the Bank.

What you need to have

• A Bachelor’s degree in Economics Banking, Finance, Business, Risk or in any other quantitative related discipline.
• A Master’s degree in any of the abovementioned fields.
• CFA and/or other relevant certification shall be considered a plus.
• At least ten (10) years’ experience of which four (4) in a managerial position in Wholesale Banking Credit or Wholesale Banking (1LoD) in Financial Institutions.
• Experience in Specialized Lending, Project/Infrastructure Financing, CRE Financing locally and abroad via International Transactions shall be considered a plus.
• Complex problem-solving and critical thinking skills.
• Attention to detail.
• Solid communication and negotiation skills.
• Distinct decision-making skills.
• Ability to effectively lead and manage a team.
• Excellent command of the English language (both written and spoken).