Credit Risk Policies Analysis Specialist
ΑΘΗΝΑ, GR
At Alpha Bank we are shaping the future of banking in Greece.
Through our large-scale Transformation Program, we are changing the way we operate, the way we deliver results and the way we service our Customers.
- We understand our Customers’ needs and design experiences around them.
- We work in partnership and invite diversity of skills and perspectives.
- We are forward-thinking and drive continuous improvement.
- We make things happen; we execute quickly and focus on what is essential.
If you are a change enthusiast who sets ambitious goals and works with a sense of purpose, we want to get to know you!
Join our team #AlphaBank
#WeAreAlpha #EnablingProgress #AlphaCulture #ValuesThatLead #OneTeamOnePurpose
Purpose
As a Credit Risk Policies Analysis Specialist, you will be responsible for conducting and enforcing, the proper automation of the credit approval process across asset classes.
What you will be doing
- Monitor and produce statistical analyses, which contributes to the improvement and efficiency of alternative product and service delivery networks.
- Handle the Decision Engine Tool ("Thalis") for developing and updating algorithms and rules of the credit policy implemented in the Tool.
- Support the process for feeding the Decision Engine Tool ("Thalis") with new data, creating new business rules by applying machine learning techniques (Machine Learning).
- Assist in defining scenarios and conducts user acceptance tests (UAT) to monitor the functionality and effectiveness of the applications used to assess credit requests.
- Enhance controls and produce reports (special dashboards) through the Decision Engine Tool ("THALIS") , utilizing special tools (e.g., advanced analytics and Business Intelligence Tools).
- Create protocols and systems to safeguard the integrity of data input into the automated assessment process and the data that is subsequently transmitted back to the Bank's systems.
- Perform statistical analyses to enhance the criteria incorporated into the automated credit assessment algorithms, leveraging new data sources from both internal and external channels to optimize the Bank’s processes.
What you need to have
- A Bachelor’s degree in Informatics, Data Science, Mathematics, Actuarial Science, Statistics, Finance or related field
- At least five (5) years of experience in Business, Finance, Banking Credit risk management or related field
What we offer
It’s all about our people. At Alpha Bank, you will enjoy:
- A friendly and collaborative working environment that supports taking initiative and action
- A culture that centers around learning and continuous development and encourages everyone to bring their best self to work
- The opportunity to challenge your thinking through your participation in complex tasks and transformation projects
- Being part of a large organization with a leading role in the Greek economy and a strong presence in the community
- Flexible working options
- A competitive salary and benefits
All applications will be acknowledged and treated in utmost confidence.