NPE Portfolio Analysis Senior Specialist
ΑΘΗΝΑ, GR
At Alpha Bank we are shaping the future of banking in Greece.
Through our large-scale Transformation Program, we are changing the way we operate, the way we deliver results and the way we service our Customers.
- We understand our Customers’ needs and design experiences around them.
- We work in partnership and invite diversity of skills and perspectives.
- We are forward-thinking and drive continuous improvement.
- We make things happen; we execute quickly and focus on what is essential.
If you are a change enthusiast who sets ambitious goals and works with a sense of purpose, we want to get to know you!
Join our team #AlphaBank
#WeAreAlpha #EnablingProgress #AlphaCulture #ValuesThatLead #OneTeamOnePurpose
Purpose
As a NPE Portfolio Analysis Senior Specialist, you will be responsible for conducting in-depth analyses on the development of figures and strategy design for the non-performing exposures (Wholesale and Retail) in Greece.
What you will be doing
- Conduct in-depth analysis of non-performing loan portfolios, including assessing loan performance, identifying trends, and evaluating risks and opportunities
- Collaborate with team members to assess the performance of external servicers based on key performance indicators (KPIs) and develop strategies for improvement where necessary
- Monitor service level agreements (SLAs) with external servicers to ensure that agreed-upon performance standards are met
- Oversee the servicing fees and KPIs related to the management of non-performing loan portfolios
- Assist in the preparation, monitoring, and assessment of the budget for servicing, legal fees and REOs in coordination with the NPE Portfolio Analysis Manager
- Support the development of business analytics tools and models to enhance the monitoring and evaluation of NPE portfolios, providing actionable insights for decision-making
- Oversee the performance of securitized portfolios and recommend remedial actions as necessary to optimize portfolio performance
- Report on and maintain the performance of securitized portfolios, ensuring accurate and timely submission to stakeholders
- Develop and apply portfolio monitoring models using analytical tools, for data processing and model implementation
What you need to have
- Bachelor’s Degree in Finance, Business, Engineering or related field
- Master’s degree in analytics, financial management, operational research or MBA (desired)
- At least 5 years of experience in a financial institution, credit management services company or advisory firm
- Experience in any of NPL/NPE strategy, project management, Transaction/M&A, portfolio and credit risk management, and process improvement
- Strong analytical thinking, problem-solving, attention to detail
- Εxperience in quantitative modeling and SAS will be considered a plus but is not a prerequisite.
- Effective collaboration, communication, and stakeholder management skills
What we offer
It’s all about our people. At Alpha Bank, you will enjoy:
- A friendly and collaborative working environment that supports taking initiative and action
- A culture that centers around learning and continuous development and encourages everyone to bring their best self to work
- The opportunity to challenge your thinking through your participation in complex tasks and transformation projects
- Being part of a large organization with a leading role in the Greek economy and a strong presence in the community
- Flexible working options
- A competitive salary and benefits
All applications will be acknowledged and treated in utmost confidence.