SBLs Credit Specialist
ΑΘΗΝΑ, GR
At Alpha Bank we are shaping the future of banking in Greece.
Through our large-scale Transformation Program, we are changing the way we operate, the way we deliver results and the way we service our Customers.
- We understand our Customers’ needs and design experiences around them.
- We work in partnership and invite diversity of skills and perspectives.
- We are forward-thinking and drive continuous improvement.
- We make things happen; we execute quickly and focus on what is essential.
If you are a change enthusiast who sets ambitious goals and works with a sense of purpose, we want to get to know you!
Join our team #AlphaBank
#WeAreAlpha #EnablingProgress # AlphaCulture #ValuesThatLead #OneTeamOnePurpose
Purpose
As an SBL Credit Specialist in the Retail Credit Business Area you will be responsible for collecting, analyzing, and assessing financial data and business/investment plans of Small Business Customers, to submit well-structured and documented proposals to the competent Credit Committee.
What you will be doing
- Receive and analyze Small Business Lending applications in adherence to the Bank’s Retail Credit Policy, and according to the level of their approval authority.
- Perform analysis of financial data of Small Business companies as well as their respective markets, assess Securities-Based companies’ financial statements, investment plans, their creditworthiness, and collaterals legal and technical inspection.
- Cooperate with Branch Network to conclude on a lending proposition that best meets both customers’ needs and the Bank’s risk appetite.
- Ensure proper and timely assessment of lending applications to achieve agreed personal targets regarding productivity and operational effectiveness.
- Participate in projects that involve the Retail Credit business area.
- Demonstrate commitment to achievement of the Retail Credit Business Area’s goals.
- Ensure compliance with internal policies, procedures, and regulatory guidelines.
What you need to have
- A Bachelor’s degree in Business Administration, Accounting, Finance or any other related field.
- At least five (5) years of relevant working experience in Banking, Finance or Consulting, with a focus on financial analysis.
- Proficiency in the use of MS Office (Word, Excel, PowerPoint).
- Excellent command of the English and Greek language (both written and spoken).
- Attention to detail.
- Solid time-management skills.
- Methodical with analytical and critical thinking.
- Able to observe confidentiality standards.
- Excellent stakeholder management skills.
What we offer
It’s all about our people. At Alpha Bank, you will enjoy:
- A friendly and collaborative working environment that supports taking initiative and action.
- A culture that centers around learning and continuous development and encourages everyone to bring their best self to work.
- The opportunity to challenge your thinking through your participation in complex tasks and transformation projects.
- Being part of a large organization with a leading role in the Greek economy and a strong presence in the community.
- Flexible working options.
- A competitive salary and benefits.
All applications will be acknowledged and treated in utmost confidence.