SBLs Credit Specialist
ΑΘΗΝΑ, GR
At Alpha Bank we are shaping the future of banking in Greece.
Through our large-scale Transformation Program, we are changing the way we operate, the way we deliver results and the way we service our Customers.
- We understand our Customers’ needs and design experiences around them.
- We work in partnership and invite diversity of skills and perspectives.
- We are forward-thinking and drive continuous improvement.
- We make things happen; we execute quickly and focus on what is essential.
If you are a change enthusiast who sets ambitious goals and works with a sense of purpose, we want to get to know you!
Join our team #AlphaBank
#WeAreAlpha #EnablingProgress #AlphaCulture #ValuesThatLead #OneTeamOnePurpose
Purpose
As an SBLs Credit Specialist, you are responsible for performing the credit assessment of Small Business lending applications in adherence to the Retail Credit Policy and compliance with regulatory requirements.
What you will be doing
- Receive and assess Small Business Lending applications (new and renewals) in adherence to the Retail Credit Policy according the level of their approval authority.
- Perform analysis of financial data of Small Business companies as well as their respective markets, assesses Small Business companies’ financial statements, investment plans, their creditworthiness and collaterals legal and technical inspection.
- Cooperate with the Branch Network and respective Business areas for collecting required information and conclude to a solution that best fits both customer needs and Bank’s risk appetite.
- Participate in competent Retail Credit Committees as a member or submits proposals for credit assessment at a higher committee .
- Ensure the proper and timely assessment of lending applications to achieve agreed personal targets regarding productivity and operational effectiveness.
What you need to have
- A Bachelor’s degree in Accounting, Statistics, Mathematics or related fields
- At least five (5) years of experience in Business, Finance and Banking
What we offer
It’s all about our people. At Alpha Bank, you will enjoy:
- A friendly and collaborative working environment that supports taking initiative and action
- A culture that centers around learning and continuous development and encourages everyone to bring their best self to work
- The opportunity to challenge your thinking through your participation in complex tasks and transformation projects
- Being part of a large organization with a leading role in the Greek economy and a strong presence in the community
- Flexible working options
- A competitive salary and benefits
All applications will be acknowledged and treated in utmost confidence.